Home and Business Lending

From initial home purchases to refinancing or acquiring investment properties, we comprehensively address all your home loan requirements. Additionally, our expertise extends to business lending, offering invaluable assistance in securing funding and providing impartial advice for businesses undergoing growth and expansion. Scott specialises in personalised, one-on-one solutions for business owners ranging from sole traders to corporate entities, encompassing tasks such as finance sourcing, competitive rate acquisition, financial modeling, cash flow forecasting, and merchant facility review.

Access to over 35 lenders

Access to over 35 lenders

Services

  • Home Loans

    Purchasing your own home is likely to be one of the biggest investments you make in your lifetime. Having worked extensively in the finance banking industry and now as an independent broker with subsequent training in financial planning and management, I take great pride in helping people secure the home loan that is right for them. Not just any home loan but one that accounts for your needs, future plans and increases your capacity to build your wealth over time.

    When applying for or refinancing a home loan, I provide the following:

    • Financial analysis and strategy;

    • Access to market rates;

    • Sourcing loans and products;

    • Application preparation;

    • Bank or lender liaison and support.

  • Business Loans

    With extensive knowledge on what you should be paying and the best practice structures and set ups, I can review your fees, interest rates, banking structure and borrowing capacity to ensure you are receiving the best available solution for you.

    I'm also available for consultation if you need a business loan but are unsure where to start or, if the bank has declined your application or, you are about to default on your loan and you would like an independent review and assistance in reapplying.

    • Review current products and facilities;

    • Review capital structure;

    • Financial Modelling;

    • Negotiate a better deal for you.

    • Review current products and facilities;

    • Financial analysis;

    • Go to tender;

    • Prepare presentation of financials for the bank.

    • Compile and compare tender results;

    • Project manage switching banks.

  • Refinancing

    By offering personalised guidance, conducting loan comparisons, simplifying the application process, negotiating on your behalf of and providing ongoing support, Scott can help you make informed decisions and secure more favourable loan terms.

    This service is very similar to the home loan process taking into account your reasons for wanting to refinance.

    It is important to note we do not encourage you to move banks unless this is something you specifically request or, it is in your best interests to do so.

Get in touch

“Scott has helped us many times over the years and we continue to use his services for our financing needs.”

Efficient, professional & friendly service, Scott has helped us many times over the years and we continue to use his services for our financing needs. Scott makes the effort to understand our circumstances and has always gone over and above to help us achieve success.

— WILLOW CONDI, EDGAR’S INN

FAQs

  • You can book a call with Scott via the contact page here or call him directly on 0432256069 to discuss your loan needs.

  • I'm able to help with:

    Overdraft, Trade advance / Finance, Invoice Finance, Line of Credit, Term Loan, Bank Guarantee, Surety Bond and Asset Finance.

  • Raised on a working farm in Central West NSW, I know from personal experience the challenges family businesses face when planning for the future. I also understand that succession planning is much more than a business management process, it's highly emotive with family relationships and livelihoods intrinsically linked with business success.

    The majority of successful businesses utilise detailed planning and strategy to ensure ongoing success and growth. However, when family relationships are involved people can become hesitant to raise or address the evolution of a business for fear of upsetting another family member or due to a lack of understanding of the opportunities available of what's involved. 

    I understand that succession planning is an ongoing process and work with you to:

    // Review your banking products and services to ensure that before you begin you are receiving the best deal available;

    // Identify and plan for the transition of leadership roles within your business;

    // Assist with the transition of assets and debt;

    // Mediate any difficult conversations that may need to be had and work with all family members involved to ensure everyone is on the same page working towards the same goal (preserving the wealth of the business).

    I'm also able to propose different solutions you may not have yet considered. 

  • Our office is located at 51 Jardine Street in Kingston. I am available to visit business clients on site.

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